Interested In A Better Return On Your Money?

We can certainly do much better than your typical CD or money market account. Usually the returns are several times the return you're probably getting.

Nope. We prefer there only be one payment of all principal and accrued interest paid when the loan is paid (when we sell the property). That way, there are no hassles and accounting is simpler. For me, it helps with cashflow. For you, it makes things less complicated. You make the loan and then, after we've fixed and sold the property, you get a big fat check with all accrued interest.

We typically request the loan term to be 1 year. Most loans will be paid within 6-9 months however as that is usually all the time we need to fix and sell each property.

The short term of the loans we get should make the turn around pretty quick which should avoid this situation. If you feel might need the money sooner than the loan term, we prefer you didn't lend the money.

Stock prices drop all the time...and by considerable amounts. Home values don't typically decline in the same way and definitely not with the same speed. Homes will always have value as people will always need a place to live. We are buying, all in, for below 70% of market value. This pretty much assures the loan amount will be less that the home value, which protects the loan.

Hopefully this isn't something that we need to worry about (I'm in great health), but something we should cover just to be safe. The first thing that protects you is that we have a great team who does their jobs day in and day out whether I show up or not! Also, your loan is secured by the property. In the event something happens to me, my family and associates will likely be able to sell the property and pay the loan. In the event that doesn't happen, you can foreclose and sell the house yourself. You're covered.

No. One loan per property is all we allow. You will be in first position.

We don't fit banks mold. They want something that fits their cut and dry formulas. Houses needing repairs don't typically fit their lending criteria. They also take forever and we have to be quick when buying these houses at deep discounts. We are better off paying higher returns to have a simpler loan process and faster closings to keep us competitive.

Yes. You will just need to move it to an administrator who will allow you to invest. We can help you with this.

Absolutely. I'd be happy to talk with them.

The documents you will receive are a Real Estate Note, a Trust Deed (recorded with the county and sent to you afterward), an insurance binder showing you as mortgagee and a title insurance policy.